LenDenClub - P2P Lending

About LenDenClub :

India ke 1 Cr+ users ne choose kiya LenDenClub, aap kab karoge?

LenDenClub is India’s largest Peer-to-Peer (P2P) Lending platform which provides diverse lending options like Lumpsum & Monthly Income Plan. It is owned by Innofin Solutions Pvt. Ltd. and is an RBI-registered P2P-NBFC successfully operating a safe and trusted financial platform since 2015. FMPP lenders have earned up to 15% p.a. since its launch.

Why LenDenClub?
* Lending amount starting as low as INR 10,000.
* Trusted by 1 Cr+ users.
* INR 13,000 Cr+ amount lent on the platform since inception.
* RBI-registered NBFC-P2P.
* Secure fund handling through ICICI Trusteeship Services.
* Best Lending Plans (Lumpsum, Monthly Income Plan & Manual Lending)

FMPP performance (Annualized Returns) in October 2023:

Max: 10.15%
Average: 10.11%
Min: 10.05%

How does FMPP work?

FMPP invests your money via proprietary AI algorithms into creditworthy borrowers seeking loans. All borrowers on the LenDenClub platform undergo rigorous KYC and credit assessment checks on more than 600 parameters. Also their robust repayment mechanism is supported by a dedicated collections team.

Credit risk is further mitigated by AI-powered hyper diversification of the amount lent (as low as ₹1). These factors combined together sets it apart from the other investment options and makes it the best lending plan for Lumpsum, Monthly Income & Manual Lending in India.

Key features of FMPP:

* Start lending with as low as INR 10,000
* Zero account opening fee
* No withdrawal charges
* Industry-best referral plans (Passive income)
* 100% digital account opening process
* Secure handling of funds via ICICI Trusteeship Services
* Maximum lending amount INR 50,00,000

Lending options to meet you financial goals:

FMPP: Lumpsum - Lend once, earn big.
FMPP: Monthly Income - Earn monthly interest in your bank account.
Manual Lending - Select borrowers as per your preference.

FMPP Lumpsum:
FMPP Lumpsum enables lenders to hyper-diversify their funds to as low as ₹1. It provides flexible lending options starting from 1 year to 6 years.

Minimum & Maximum Lending amount:

* Minimum lending amount- ₹10,000
* Maximum lending amount- ₹50,00,000

FMPP- Monthly Income Plan (MIP):
FMPP- Monthly Income Plan is an innovative product designed to give the investor a Fixed Monthly Income with lending options ranging from 1 year to 5 years.

Minimum & Maximum Lending amount:

* Minimum lending amount- ₹1,00,000
* Maximum lending amount- ₹50,00,000

Manual Lending:

Manual lending is a new way of borrowing & lending whereby a lender can select their own borrowers. A lender can lend on loan tenure starting from 1 month up to 3 years. Principal along with interest would be credited to the lender’s account as soon as the borrower repays.

Minimum & Maximum Lending amount:

* Minimum lending amount- ₹500
* Maximum lending amount- ₹2,000

Documents Required:

- PAN Card
- Aadhaar Card
- Photo

Eligibility Criteria:

- One should be an adult Indian citizen with a valid KYC and Indian bank account to become a lender on the platform.
- An adult NRI with NRO account and Indian PAN is eligible too.

For any queries, kindly contact us at [email protected]


Security & Protection of Privacy

LenDenClub app follows global standards of high-level data encryption/decryption protocols to protect user data.

*Risk Disclaimer: P2P investment is subject to risks. And investment decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the loan amount will be recovered from the borrower.